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	<title>Chocolate Credit Crunch &#187; Money</title>
	<atom:link href="http://www.chocolatecreditcrunch.com/opinion/category/money/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.chocolatecreditcrunch.com/opinion</link>
	<description>Writings of a not so mild mannered economist</description>
	<lastBuildDate>Mon, 06 Sep 2010 21:38:25 +0000</lastBuildDate>
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		<item>
		<title>Failed Banks in America 2010</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/failed-bank-in-america-2010/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/failed-bank-in-america-2010/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 01:21:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bank failure]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/?p=51</guid>
		<description><![CDATA[Bank Assets $(mil) La Jolla Bank 3,600 First Regional Bank 2,180 Advanta Bank Corp 1,600 Horizon Bank 1,300 Community Bank and Trust 1,210 Charter Bank 1,200 Columbia River Bank 1,100 Appalachian Community Bank 1,010 Florida Community Bank 876 First National Bank of Georgia 833 Barnes Banking Company 828 Rainier Pacific Bank 718 Beach First National [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://www.chocolatecreditcrunch.com/opinion/wp-content/uploads/2010/04/bank.jpg"><img src="http://www.chocolatecreditcrunch.com/opinion/wp-content/uploads/2010/04/bank-254x300.jpg" alt="" title="bank" width="254" height="300" class="alignnone size-medium wp-image-50" /></a></p>
<table cellspacing="0" cellpadding="0">
<tr>
<td width="369">Bank</td>
<td width="64"></td>
<td width="112">Assets $(mil)</td>
</tr>
<tr>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td>La Jolla Bank</td>
<td></td>
<td align="right">3,600</td>
</tr>
<tr>
<td>First Regional Bank</td>
<td></td>
<td align="right">2,180</td>
</tr>
<tr>
<td>Advanta Bank Corp</td>
<td></td>
<td align="right">1,600</td>
</tr>
<tr>
<td>Horizon Bank</td>
<td></td>
<td align="right">1,300</td>
</tr>
<tr>
<td>Community Bank and Trust</td>
<td></td>
<td align="right">1,210</td>
</tr>
<tr>
<td>Charter Bank</td>
<td></td>
<td align="right">1,200</td>
</tr>
<tr>
<td>Columbia River Bank</td>
<td></td>
<td align="right">1,100</td>
</tr>
<tr>
<td>Appalachian Community Bank</td>
<td></td>
<td align="right">1,010</td>
</tr>
<tr>
<td>Florida Community Bank</td>
<td></td>
<td align="right">876</td>
</tr>
<tr>
<td>First National Bank of Georgia</td>
<td></td>
<td align="right">833</td>
</tr>
<tr>
<td>Barnes Banking Company</td>
<td></td>
<td align="right">828</td>
</tr>
<tr>
<td>Rainier Pacific Bank</td>
<td></td>
<td align="right">718</td>
</tr>
<tr>
<td>Beach First National Bank</td>
<td></td>
<td align="right">585</td>
</tr>
<tr>
<td>Sun American Bank</td>
<td></td>
<td align="right">536</td>
</tr>
<tr>
<td>The Park Avenue Bank</td>
<td></td>
<td align="right">520</td>
</tr>
<tr>
<td>Desert Hills Bank</td>
<td></td>
<td align="right">497</td>
</tr>
<tr>
<td>Evergreen Bank</td>
<td></td>
<td align="right">489</td>
</tr>
<tr>
<td>George Washington Savings Bank</td>
<td></td>
<td align="right">413</td>
</tr>
<tr>
<td>Bank of Hiawassee</td>
<td></td>
<td align="right">378</td>
</tr>
<tr>
<td>American Marine Bank</td>
<td></td>
<td align="right">373</td>
</tr>
<tr>
<td>McIntosh Commercial Bank</td>
<td></td>
<td align="right">363</td>
</tr>
<tr>
<td>Premier American Bank</td>
<td></td>
<td align="right">351</td>
</tr>
<tr>
<td>Old Southern Bank</td>
<td></td>
<td align="right">316</td>
</tr>
<tr>
<td>Unity National Bank</td>
<td></td>
<td align="right">292</td>
</tr>
<tr>
<td>Statewide Bank</td>
<td></td>
<td align="right">243</td>
</tr>
<tr>
<td>Centennial Bank</td>
<td></td>
<td align="right">215</td>
</tr>
<tr>
<td>Bank of Illinois</td>
<td></td>
<td align="right">212</td>
</tr>
<tr>
<td>LibertyPointe Bank</td>
<td></td>
<td align="right">210</td>
</tr>
<tr>
<td>Waterfield Bank</td>
<td></td>
<td align="right">156</td>
</tr>
<tr>
<td>First Lowndes Bank</td>
<td></td>
<td align="right">137</td>
</tr>
<tr>
<td>Marco Community Bank</td>
<td></td>
<td align="right">120</td>
</tr>
<tr>
<td>Century Security Bank</td>
<td></td>
<td align="right">97</td>
</tr>
<tr>
<td>Key West Bank</td>
<td></td>
<td align="right">88</td>
</tr>
<tr>
<td>Town Community Bank &amp; Trust</td>
<td></td>
<td align="right">70</td>
</tr>
<tr>
<td>American National Bank</td>
<td></td>
<td align="right">70</td>
</tr>
<tr>
<td>Marshall Bank, N.A.</td>
<td></td>
<td align="right">60</td>
</tr>
<tr>
<td>The La Coste National Bank</td>
<td></td>
<td align="right">54</td>
</tr>
<tr>
<td>Carson River Community Bank</td>
<td></td>
<td align="right">51</td>
</tr>
<tr>
<td>State Bank of Aurora</td>
<td></td>
<td align="right">28</td>
</tr>
<tr>
<td>St. Stephen State Bank</td>
<td></td>
<td align="right">25</td>
</tr>
<tr>
<td>Bank of Leeton</td>
<td></td>
<td align="right">20</td>
</tr>
<tr>
<td>1st American State Bank of Minnesota</td>
<td></td>
<td align="right">18</td>
</tr>
</table>
<p><a href="http://en.wikipedia.org/wiki/2008%E2%80%932010_bank_failures_in_the_United_States">Source</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.chocolatecreditcrunch.com/opinion/failed-bank-in-america-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Repossession Questions</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/repossession-questions/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/repossession-questions/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 14:11:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[repossession]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/repossession-questions/</guid>
		<description><![CDATA[how long does it take to get tax refund back when will my tax refund be mailed how long until i receive my tax refund when is my tax relief check coming where is my georgia state tax refund when will i receive my tax refund when will tax relief checks be mailed when will [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>how long does it take to get tax refund back<br />
when will my tax refund be mailed<br />
how long until i receive my tax refund<br />
when is my tax relief check coming<br />
where is my georgia state tax refund<br />
when will i receive my tax refund<br />
when will tax relief checks be mailed<br />
when will i receive my tax relief check<br />
when are the tax relief checks being issued<br />
when will i receive my tax rebate check<br />
when can i expect my tax relief check<br />
when will i get my tax refund back<br />
who qualifies for the tax rebate<br />
when are tax cut checks being mailed<br />
when can i expect my tax refund<br />
where can i get a copy of a 1040ez tax form<br />
where is my tax refund<br />
when are tax relief checks being mailed<br />
when will my 2003 tax rebate check be mailed<br />
how long does it take to receive my tax refund<br />
how do i figure home tax for new home in florida<br />
where do i mail my california tax return<br />
how to claim tax rebate<br />
where is my state tax refund<br />
when will i receive my tax rebate<br />
why income tax was started<br />
when are the tax relief checks being sent<br />
when will the tax rebate checks be mailed<br />
how much will the tax be on cashing out a 401k<br />
when will my tax return be mailed<br />
where do i send my federal tax return<br />
what is california&#8217;s sales tax<br />
where can i get phoenix property tax listings<br />
where is my tax return<br />
what and how long bank and tax records do i save?<br />
why do republicans want tax cuts for big oil when they are making record profits<br />
what are the qualifications for the tax rebate<br />
what is the dividend tax rate<br />
what is texas state tax<br />
when will i get my tax refund from the irs<br />
when will i get my tax rebate<br />
how long does it take to get tax refund<br />
when will tax rebate checks be mailed<br />
where do i mail my federal tax return<br />
what is the state tax of maryland<br />
where is my michigan tax refund<br />
where can i find the 2005 tax tables<br />
what is an earmarked tax<br />
why was april 15th chosen as tax day<br />
who gets the tax rebate<br />
where is my ny state tax refund<br />
how long to keep tax records<br />
when will i get my tax refund<br />
where do i need to send my federal tax return<br />
where can i cash my tax return check<br />
how much will my tax<br />
how do i file a tax return extension<br />
when can i expect my tax rebate check<br />
how to calculate sales tax<br />
how do i find a company&#8217;s tax id number<br />
when will i get my state tax refund<br />
what did the townshend act tax<br />
what is a tax credit<br />
how to get a tax id number<br />
how much tax will i pay<br />
tax evasion how to report<br />
who needs a tax id number<br />
tax deductions when buying a house<br />
where is my federal tax refund<br />
when will the tax rebate checks be mailed out<br />
how to avoid paying inheritance tax<br />
when will the tax relief checks be sent<br />
who gets the tax rebate check<br />
what is bush&#8217;s tax policy<br />
what tax bracket am i in<br />
how do i become a tax consultant<br />
what is a 1099 tax form<br />
where is my tax rebate<br />
what is the sales tax in indiana<br />
when is tax free day<br />
when can i expect my tax refund 2003<br />
where do i mail my tax return<br />
when are the child tax credit checks being mailed<br />
how can i check the status of my tax return<br />
how much tax credit per child<br />
how to classify your property as private for tax purposes<br />
when is my income tax refund coming<br />
when can i expect my tax rebate<br />
where is my tax refund?<br />
how the church file their state tax<br />
how to start a tax preparation business<br />
what is value added tax<br />
when do i get my tax check<br />
what is the cost for tax preparation<br />
how to figure sales tax<br />
when will i get my tax return back<br />
where is my wisconsin state tax refund<br />
how to stop paying property tax for the rest of your life<br />
who will get the 2003 tax rebate<br />
math how to calculate sales tax</p>
]]></content:encoded>
			<wfw:commentRss>http://www.chocolatecreditcrunch.com/opinion/repossession-questions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Questions</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/tax-questions/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/tax-questions/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 14:10:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/tax-questions/</guid>
		<description><![CDATA[how long does it take to get tax refund back when will my tax refund be mailed how long until i receive my tax refund when is my tax relief check coming where is my georgia state tax refund when will i receive my tax refund when will tax relief checks be mailed when will [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>how long does it take to get tax refund back<br />
when will my tax refund be mailed<br />
how long until i receive my tax refund<br />
when is my tax relief check coming<br />
where is my georgia state tax refund<br />
when will i receive my tax refund<br />
when will tax relief checks be mailed<br />
when will i receive my tax relief check<br />
when are the tax relief checks being issued<br />
when will i receive my tax rebate check<br />
when can i expect my tax relief check<br />
when will i get my tax refund back<br />
who qualifies for the tax rebate<br />
when are tax cut checks being mailed<br />
when can i expect my tax refund<br />
where can i get a copy of a 1040ez tax form<br />
where is my tax refund<br />
when are tax relief checks being mailed<br />
when will my 2003 tax rebate check be mailed<br />
how long does it take to receive my tax refund<br />
how do i figure home tax for new home in florida<br />
where do i mail my california tax return<br />
how to claim tax rebate<br />
where is my state tax refund<br />
when will i receive my tax rebate<br />
why income tax was started<br />
when are the tax relief checks being sent<br />
when will the tax rebate checks be mailed<br />
how much will the tax be on cashing out a 401k<br />
when will my tax return be mailed<br />
where do i send my federal tax return<br />
what is california&#8217;s sales tax<br />
where can i get phoenix property tax listings<br />
where is my tax return<br />
what and how long bank and tax records do i save?<br />
why do republicans want tax cuts for big oil when they are making record profits<br />
what are the qualifications for the tax rebate<br />
what is the dividend tax rate<br />
what is texas state tax<br />
when will i get my tax refund from the irs<br />
when will i get my tax rebate<br />
how long does it take to get tax refund<br />
when will tax rebate checks be mailed<br />
where do i mail my federal tax return<br />
what is the state tax of maryland<br />
where is my michigan tax refund<br />
where can i find the 2005 tax tables<br />
what is an earmarked tax<br />
why was april 15th chosen as tax day<br />
who gets the tax rebate<br />
where is my ny state tax refund<br />
how long to keep tax records<br />
when will i get my tax refund<br />
where do i need to send my federal tax return<br />
where can i cash my tax return check<br />
how much will my tax<br />
how do i file a tax return extension<br />
when can i expect my tax rebate check<br />
how to calculate sales tax<br />
how do i find a company&#8217;s tax id number<br />
when will i get my state tax refund<br />
what did the townshend act tax<br />
what is a tax credit<br />
how to get a tax id number<br />
how much tax will i pay<br />
tax evasion how to report<br />
who needs a tax id number<br />
tax deductions when buying a house<br />
where is my federal tax refund<br />
when will the tax rebate checks be mailed out<br />
how to avoid paying inheritance tax<br />
when will the tax relief checks be sent<br />
who gets the tax rebate check<br />
what is bush&#8217;s tax policy<br />
what tax bracket am i in<br />
how do i become a tax consultant<br />
what is a 1099 tax form<br />
where is my tax rebate<br />
what is the sales tax in indiana<br />
when is tax free day<br />
when can i expect my tax refund 2003<br />
where do i mail my tax return<br />
when are the child tax credit checks being mailed<br />
how can i check the status of my tax return<br />
how much tax credit per child<br />
how to classify your property as private for tax purposes<br />
when is my income tax refund coming<br />
when can i expect my tax rebate<br />
where is my tax refund?<br />
how the church file their state tax<br />
how to start a tax preparation business<br />
what is value added tax<br />
when do i get my tax check<br />
what is the cost for tax preparation<br />
how to figure sales tax<br />
when will i get my tax return back<br />
where is my wisconsin state tax refund<br />
how to stop paying property tax for the rest of your life<br />
who will get the 2003 tax rebate<br />
math how to calculate sales tax</p>
]]></content:encoded>
			<wfw:commentRss>http://www.chocolatecreditcrunch.com/opinion/tax-questions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit questions</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/credit-questions/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/credit-questions/#comments</comments>
		<pubDate>Sun, 31 May 2009 20:36:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/?p=16</guid>
		<description><![CDATA[what is a good credit score what is considered a good credit score credit cards: what to say when you can&#8221;t pay how to ruin someone&#8217;s credit where can i get a loan quick with bad credit how much will i get back for earned income credit bad credit credit cards guaranteed approval where what [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><img src="file:///C:/Users/Maxmo/AppData/Local/Temp/moz-screenshot-29.jpg" alt="" /><img src="file:///C:/Users/Maxmo/AppData/Local/Temp/moz-screenshot-30.jpg" alt="" /><img src="file:///C:/Users/Maxmo/AppData/Local/Temp/moz-screenshot-37.jpg" alt="" />what is a good credit score<br />
what is considered a good credit score<br />
credit cards: what to say when you can&#8221;t pay<br />
how to ruin someone&#8217;s credit<br />
where can i get a loan quick with bad credit<br />
how much will i get back for earned income credit<br />
bad credit credit cards guaranteed approval where<br />
what is a good credit score?<br />
how to negotiate with credit card companies<br />
how to read a credit report<br />
how do i figure earned income credit<br />
how to improve credit score<br />
how to improve your credit score<br />
why do credit card companies sue consumers<br />
what happens when a credit card company sues me<br />
what stores sell prepaid credit cards<br />
how to build credit<br />
what is my credit score<br />
where to buy steroids credit card forum<br />
how to raise your credit score<br />
how long do you go to jail for credit card fraud<br />
what is a good credit rating<br />
how does a home equity line of credit work<br />
how to buy a house with bad credit<br />
how long does a foreclosure stay on your credit<br />
how much earned income credit will i receive<br />
banks who offer secured credit cards<br />
how does a line of credit work<br />
how to reduce credit card debt<br />
what is the sentence for credit card fraud<br />
what is considered a bad credit score<br />
what is credit<br />
how to get out of credit card debt<br />
how to get a free credit report<br />
how to start a credit union<br />
how do credit cards work<br />
how to make a fake credit card number<br />
how to establish credit<br />
how to fix bad credit<br />
what is a tax credit<br />
how to raise credit score<br />
how to repair credit<br />
what is a credit card<br />
how can i improve my credit score fast<br />
how to obtain a copy of your credit report<br />
what is a credit score<br />
what is earned income credit<br />
what is a home equity line of credit<br />
what is a credit union<br />
how do i consolidate my credit cards<br />
what is tier 1 credit rating<br />
what happens if you do not pay credit card debt<br />
what is tier 1 credit in auto financing<br />
who invented the credit card<br />
how to review my orchard credit card account<br />
how to lower credit card interest rates<br />
how long does bad credit last for<br />
how to fix your credit<br />
when are the child tax credit checks being mailed<br />
how to eliminate credit card debt<br />
what is a credit report<br />
what is good credit score<br />
how much tax credit per child<br />
how can i obtain a loan with bad credit<br />
how to read an equifax credit report<br />
how to prevent credit card fraud<br />
how does foreclosure effect a persons credit<br />
how to stop credit card judgement<br />
how to commit credit card fraud<br />
how to clean up your credit report<br />
who are the largest credit card processors<br />
how long is a credit card number<br />
how to improve credit<br />
what is the importance of credit cards<br />
how to reduce credit card cost<br />
how to get a credit card with bad credit<br />
how to get rid of credit card debt<br />
how to really make money online without paying with credit card<br />
when was the first credit card issued<br />
what are the benefits of a credit union<br />
how to fix your credit score<br />
how much credit can i get<br />
how to write a credit dispute letter<br />
&#8220;payment how can i generate credit card&#8221;<br />
where can i purchase a prepaid credit card<br />
how to increase credit score<br />
how to raise my credit score<br />
what is a credit default swap<br />
how to read credit report<br />
how to negotiate credit card debt<br />
how to repair your credit<br />
how to create a credit profile number<br />
how to get credit<br />
how to get prepaid credit card<br />
tips on how to repair bad credit<br />
what is credit card<br />
how to increase your credit score<br />
how long does bad credit last<br />
how do you read a credit report?<br />
how do i get a free credit report</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Negative Equity Grips UK</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/negative-equity-grips-uk/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/negative-equity-grips-uk/#comments</comments>
		<pubDate>Fri, 11 Jul 2008 09:14:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[uk property]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/?p=12</guid>
		<description><![CDATA[It looks like negative equity is gripping the UK property market in a vice like grip. The country&#8217;s biggest mortgage lender said prices slumped 2% in June from May, adding to May&#8217;s 2.5% fall and April&#8217;s 1.5% drop. The resultant 5.5% drop for the quarter was the worst since Halifax&#8217;s records began 25 years ago [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It looks like negative equity is gripping the UK property market in a vice like grip.</p>
<blockquote><p>The country&#8217;s biggest mortgage lender said prices slumped 2% in June from May, adding to May&#8217;s 2.5% fall and April&#8217;s 1.5% drop. The resultant 5.5% drop for the quarter was the worst since Halifax&#8217;s records began 25 years ago and far worse than at any time during the housing market collapse of the early 1990s.</p></blockquote>
<p>But what can you do about negative equity? Whatever you do it&#8217;s going to be painful. Simple thing is to reduce your outgoings and increase your income. Take proactive active, like like a monk, start up a home business selling all the crap you have collected whilst times were good. It&#8217;s never been a better time to make a bit of money, yes I know it&#8217;s not the British way, we are much more likely to sit on the sofa and moan about those pesky Yanks. Stop your moaning, clean out the attic, and go and stick it on Ebay. It&#8217;s never been a better time to make money, you have a computer, you have access to the internet, go make some cash. It&#8217;s not that hard <a href="http://www.guardian.co.uk/business/2008/jul/11/housingmarket.houseprices">Source</a></p>
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		<title>Why the Government Supports the Banks But lets you go Bankrupt</title>
		<link>http://www.chocolatecreditcrunch.com/opinion/why-the-government-supports-the-banks-but-lets-you-go-bankrupt/</link>
		<comments>http://www.chocolatecreditcrunch.com/opinion/why-the-government-supports-the-banks-but-lets-you-go-bankrupt/#comments</comments>
		<pubDate>Fri, 18 Apr 2008 15:07:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[bank]]></category>

		<guid isPermaLink="false">http://www.chocolatecreditcrunch.com/opinion/?p=4</guid>
		<description><![CDATA[It&#8217;s like this. You&#8217;re really not that important. Yes I know, you are very important to you and your family and a few people around you, but in the grand scheme of things, society would not miss a beat if you went bankrupt. A major bank however, that&#8217;s another story all together. A bank is [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>It&#8217;s like this. You&#8217;re really not that important. Yes I know, you are very important to you and your family and a few people around you, but in the grand scheme of things, society would not miss a beat if you went bankrupt.</p>
<p>A major bank however, that&#8217;s another story all together. A bank is not just a normal business. In a way it is a meta business, all business done in society will have a banks fingers stuck deep within the pie. If that bank goes bankrupt  the implications are spread far further than if the local fishmonger goes bankrupt.</p>
<p>A bank going down effects the whole economy, it may even effect legislation. Because of this, when a bank is in trouble, the government is obliged to step in and stop the domino from falling and hopefully negating any blowback.</p>
<p>But when the people running the bank are reckless and are the cause of the banks failure it may seem bizzare.  Especially when these multi million pound salaried  movers and shakers scuttle off with a golden parachute to their newly aquired island in the caribbean.</p>
<p>Constantly we see failure in the business world rewarded. Even the head of BA gets to keep his job after the Terminal 5 debacle.</p>
<p>So yeah, when a bank gets several billion of our tax money and you can&#8217;t pay the mortgage, it&#8217;s going to sting. But it is for the common good.</p>
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