Chocolate Credit Crunch http://www.chocolatecreditcrunch.com/opinion Writings of a not so mild mannered economist Sun, 17 Jan 2010 10:25:35 +0000 http://wordpress.org/?v=2.9.1 en hourly 1 Bulding a Financial Wall http://www.chocolatecreditcrunch.com/opinion/bulding-a-financial-wall/ http://www.chocolatecreditcrunch.com/opinion/bulding-a-financial-wall/#comments Sun, 17 Jan 2010 10:25:35 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=36 If you were  a bricklayer you would go and learn how to build a brick wall Simply lay a foundation and then glue the bricks on top of each other. But in the financial world it’s a little different.

The reality is that sometimes the bricks have to be borrowed and sometimes the bricks need to be paid back. Fortunately we do have a credit system, although it is not working as it should right now.

As soon as the foundation is strengthened we will be able to go build that wall again.

]]> http://www.chocolatecreditcrunch.com/opinion/bulding-a-financial-wall/feed/ 0 56 Questions about the Credit Crunch http://www.chocolatecreditcrunch.com/opinion/56-questions-about-the-credit-crunch/ http://www.chocolatecreditcrunch.com/opinion/56-questions-about-the-credit-crunch/#comments Fri, 05 Jun 2009 16:20:45 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=29 when will the credit crunch end? how credit crunch is affecting engineering companies what is credit crunch what is the credit crunch mortgage backed securities and how did it lead to credit crunch review ishikawa how caused credit crunch how to beat the credit crunch how credit crunch affect housing market in uk credit crunch – how did it start how will the credit crunch affect optional extra take rates? + ims research how is the credit crunch affecting our spending in the uk how is tourism coping with the credit crunch what is credit crunch why the credit crunch happened how the credit crunch has affected businesses how has the credit crunch affected development of the capital markets how to resolve the credit crunch how does credit crunch affect the economy when will credit crunch get better what is mortgage backed securities and how did it lead to credit crunch automotive how will the credit crunch affect optional extra take rates? + ims research how has credit crunch afftected holidays who cause this credit crunch how is the world bank addressing the credit crunch in the us? how much has lesiure been cut due to the credit crunch what caused this global credit crunch how will the credit crunch affect us how has the credit crunch affected access to the capital markets how has credit crunch afftected tourism how did subprime crisis create a global credit crunch how has the credit crunch affected alternative investment markets what businesses do well in a credit crunch how to cheer up with all this awful depressing news about the credit crunch etc. what caused the global economic credit crunch what caused the global credit crunch how the credit crunch will affect britain how much have holidays been cut due to the credit crunch how m&s face credit crunch how is turkish economy in the credit crunch when will the credit crunch end how consumer spending effected the credit crunch how to improve the credit crunch what the governement did to cause the credit crunch what is credit crunch and its implication what caused this credit crunch how to save money and feel better than ever during credit crunch how councils can help in the credit crunch how are toursim companies reacting to the credit crunch what is the best way to protect againts credit crunch who predicted credit crunch what led to the credit crunch what has the credit crunch affected what caused the credit crunch how much have holidays dropped due to the credit crunch what are the causes and effect of credit crunch when does a credit crunch occur ]]> http://www.chocolatecreditcrunch.com/opinion/56-questions-about-the-credit-crunch/feed/ 0 100 Questions about Wells Fargo http://www.chocolatecreditcrunch.com/opinion/100-questions-about-wells-fargo/ http://www.chocolatecreditcrunch.com/opinion/100-questions-about-wells-fargo/#comments Fri, 05 Jun 2009 16:19:01 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=27 who started wells fargo who owns wells fargo bank who is the president of wells fargo bank who is the ceo of wells fargo who bought wells fargo bank who is president of wells fargo where are wells fargo banks located who founded wells fargo who is the president of wells fargo home mortgage when will wells fargo use their logo at wachovia banks where is the headquarters for wells fargo who is the ceo of wells fargo bank how to do an emt wells fargo online bank why do critics of bank of america and wells fargo programs cite national security concerns wells fargo 401k how many loans at one time why did wells fargo take tarp money how many employees does wells fargo have? 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how many wells fargo bank atm cash machines are in the 90210 zipcode how many wells fargo motgages are foreclosed how many wells fargo talking atms are in the state of california how big is wells fargo bank? how many branches does wells fargo have? how bad is situation for wells fargo how is wells fargo doing how do i get a copy of my 1099 r from wells fargo how many wells fargo bank atms are there in the 90210 area code how do i contact mark c. oman of wells fargo how interest crediting rate is computed for wells fargo stable value funds how many supermarket stores does wells fargo have ]]> http://www.chocolatecreditcrunch.com/opinion/100-questions-about-wells-fargo/feed/ 0 100 Questions about Banks http://www.chocolatecreditcrunch.com/opinion/100-questions-about-banks/ http://www.chocolatecreditcrunch.com/opinion/100-questions-about-banks/#comments Fri, 05 Jun 2009 16:17:04 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=24 can you show how to reconcile a bank balance
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]]> http://www.chocolatecreditcrunch.com/opinion/100-questions-about-banks/feed/ 2 98 Questions about the housing market http://www.chocolatecreditcrunch.com/opinion/98-questions-about-the-housing-market/ http://www.chocolatecreditcrunch.com/opinion/98-questions-about-the-housing-market/#comments Thu, 04 Jun 2009 17:32:38 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=21 how much has the housing real estate market fallen why is the housing market prices going down? what is the current housing market in tucson, arizona? what effects the housing market how far has the housing market fallen? when will housing market get better how to prepare a housing market renewal initiative statement how bill clinton wrecked the housing market when will the housing market recover predictions for when the housing market will recover how is unfair wages affecting the housing market how bad is the housing market in san diego when did the housing market start to decline in brunswick county, nc? 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]]> http://www.chocolatecreditcrunch.com/opinion/repossession-questions/feed/ 0 Tax Questions http://www.chocolatecreditcrunch.com/opinion/tax-questions/ http://www.chocolatecreditcrunch.com/opinion/tax-questions/#comments Mon, 01 Jun 2009 14:10:00 +0000 admin http://www.chocolatecreditcrunch.com/opinion/tax-questions/ how long does it take to get tax refund back
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when are tax relief checks being mailed
when will my 2003 tax rebate check be mailed
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how do i figure home tax for new home in florida
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what and how long bank and tax records do i save?
why do republicans want tax cuts for big oil when they are making record profits
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how the church file their state tax
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how to figure sales tax
when will i get my tax return back
where is my wisconsin state tax refund
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who will get the 2003 tax rebate
math how to calculate sales tax

]]> http://www.chocolatecreditcrunch.com/opinion/tax-questions/feed/ 0 Credit questions http://www.chocolatecreditcrunch.com/opinion/credit-questions/ http://www.chocolatecreditcrunch.com/opinion/credit-questions/#comments Sun, 31 May 2009 20:36:19 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=16 what is a good credit score
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]]> http://www.chocolatecreditcrunch.com/opinion/credit-questions/feed/ 0 Negative Equity Grips UK http://www.chocolatecreditcrunch.com/opinion/negative-equity-grips-uk/ http://www.chocolatecreditcrunch.com/opinion/negative-equity-grips-uk/#comments Fri, 11 Jul 2008 09:14:51 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=12 It looks like negative equity is gripping the UK property market in a vice like grip.

The country’s biggest mortgage lender said prices slumped 2% in June from May, adding to May’s 2.5% fall and April’s 1.5% drop. The resultant 5.5% drop for the quarter was the worst since Halifax’s records began 25 years ago and far worse than at any time during the housing market collapse of the early 1990s.

But what can you do about negative equity? Whatever you do it’s going to be painful. Simple thing is to reduce your outgoings and increase your income. Take proactive active, like like a monk, start up a home business selling all the crap you have collected whilst times were good. It’s never been a better time to make a bit of money, yes I know it’s not the British way, we are much more likely to sit on the sofa and moan about those pesky Yanks. Stop your moaning, clean out the attic, and go and stick it on Ebay. It’s never been a better time to make money, you have a computer, you have access to the internet, go make some cash. It’s not that hard Source

]]> http://www.chocolatecreditcrunch.com/opinion/negative-equity-grips-uk/feed/ 0 List of Finance Blogs http://www.chocolatecreditcrunch.com/opinion/list-of-finance-blogs/ http://www.chocolatecreditcrunch.com/opinion/list-of-finance-blogs/#comments Mon, 26 May 2008 15:12:42 +0000 admin http://www.chocolatecreditcrunch.com/opinion/?p=9 There is a great list of financial blogs over at harringtonbrooks.co.uk

The info is ranked with Alexa and google pr rankings, useful as a quick intro into the world of financial blogging.

]]> http://www.chocolatecreditcrunch.com/opinion/list-of-finance-blogs/feed/ 0