An Offset Mortgage Allows your Savings to Work for you

October 6, 2010

An Offset Mortgage Allows your Savings to Work for you An offset mortgage allows your savings to work much harder for you than if they were just sitting in an ordinary savings account. An offset mortgage means borrowers only pay interest on their net loan amount – minus any savings they have in the [...]

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What Is A Flexible Mortgage?

October 6, 2010

What Is A Flexible Mortgage? A flexible mortgage is a secured loan, which can be paid back in differing amounts while providing access to the housing equity (within pre-agreed limits). There are five key features with a flexible mortgage: the ability to pay the mortgage off early through overpayments or lump sum payments, the ability [...]

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Finding the Best Offset Mortgage Deal for you

October 5, 2010

Finding the Best Offset Mortgage Deal for you Finding the best offset mortgage deal can be challenging. There is a huge amount of information on the internet and on the high street about offset mortgages, but instead of giving you clarity, it can leave you overwhelmed and confused as to which is the best offset [...]

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Types of Mortgages Offered by Banks in Turkey

October 5, 2010

Types of Mortgages Offered by Banks in Turkey With the new mortgage bill that became effective on March 2007, banks in Turkey started to ofer a variety of mortgage products to their customers, tailored to each individual’s needs. These products and the rates differ widely from bank to bank when you include loan duration, down [...]

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Predictions on the Mortgage Market (konut Kredisi Pazarı) in Turkey

October 5, 2010

Predictions on the Mortgage Market (konut Kredisi Pazarı) in Turkey Size of the Turkish Mortgage Market The Turkish mortgage market has shown promising growth in the last few years. While the existing mortgage loans had a share of only 0.6 percent of the GDP in 2004, the share jumped to 2.6 percent in 2005, and [...]

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Offset Mortgage Providers are on the Increase

October 4, 2010

Offset Mortgage Providers are on the Increase Offset mortgage providers are increasing in number, and it is predicted that offset mortgages will account for 30% of all UK secured lending by 2009. What are offset mortgages? Offset mortgages allow homeowners to link the balance on a savings and current account with their mortgage, [...]

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No Cost Mortgage – a Real Deal or Not?

October 4, 2010

No Cost Mortgage – a Real Deal or Not? With the onset of 2008 we have seen mortgage interest rates begin to fall. When mortgage rates fall, misleading mortgage advertising schemes seem to show up in the media all around us. For example, I recently watched an advertisement on Television for “The Real No Cost [...]

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New Line Equity Pre-Foreclosure Acquisition Services

October 4, 2010

New Line Equity Pre-Foreclosure Acquisition Services We show people how to acquire the title of homes that are facing foreclosure in their desired area. The title is yours, the mortgage stays in the other persons name, and you’ll just pay onto that loan each month as the new owner of the property. New Line Equity [...]

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The Pros and Cons of Adjustable Rate Mortgage

October 3, 2010

The Pros and Cons of Adjustable Rate Mortgage An adjustable rate mortgage, commonly referred to as an ARM, is a mortgage where the interest rate on the mortgage changes periodically, on a schedule, according to an index. The most common indexes used to determine the interest rates are: One-year constant maturity treasury securities (CMT)Cost of [...]

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An Introduction to Mortgage Backed Securities

October 3, 2010

An Introduction to Mortgage Backed Securities What Are Mortgage Backed Securities? Mortgage backed securities are securities that are backed by the principle and interest payments on a group of mortgage loans. Lenders group together mortgages and the money that is repaid by the borrowers’ pays investors in the mortgage backed securities. Why Do Mortgage [...]

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